A Tradeline is...
an account appearing on a credit report that has been opened for an amount of time that you can mutually benefit from. Tradelines keep record of creditors information and credit report, so if you're an authorized user a good creditors decisions will reflect on your report as well.
When do I decide I need a tradeline?
Purchasing tradelines is going to be dependent on your current credit file. Always consider what is best for your specific situation.
It may be important for a person to remove negative items such as late payment and collections in order to maximize results using Tradelines. It is always important to understand how tradelines work to avoid making common mistakes.
You can be removed from the Tradeline at any moment requested. If any remaining time from the two month subscription you purchased is left at the time of cancellation, will not be refunded.